Medical Health Insurance
We, proudly have worked along with Lucent Health for a better and a healthy lifestyle of our employees and have tried to create an opportunity to for our employees to avail this opportunity. Below are the details and breakdown for thepackages along with the contributions.
Lucent Health - Aetna Signature Network
Summary of Coverage
Plan Features
- Deductibles (Individual / Family)
- Out-of Pocket Max (Individual / Family)
- Primary Care Visit
- Specialist Visit
- Diagnostic Lab & X-Rays
- Complex Images
- Outpatient Services (Surgical)
- Inpatient Services
- Emergency Room
- Urgent Care
- Preventive Care
- Prescription Deductible (Individual / Family)
- Prescription Drugs – Retail
- Prescription Drugs – Mail Order
In Network
- $1,250 / $3,750
- $4,500 / $9,000
- $30 Copay
- $60 Copay
- Deductible + 20%
- Deductible + 20%
- Deductible + 20%
- Deductible + 20%
- $400 Copay + Deductible + 20%
- $30 Copay
- Covered at 100%
- None
- Non Speciality $10 / $20 / $70 / $120 / $150 / $250
- 3x Copay
Lucent Health - Aetna Signature Network
Per Weekly Paycheck Rates
Medical
- Employee Only
- Employee & Child(ren)
- Employee & Spouse
- Employee & Family
80/60 $1250 Ded
- $53.35
- $109.05
- $130.49
- $224.44
Utilizing Preventive Care Services
Utilizing Preventive Care Services
Understanding the full value of covered benefits allows you to take responsibility for maintaining good health and incorporating healthy habits into your lifestyle. Some examples include getting regular physical examinations, mammograms and immunizations. Through the plans offered by Breaktime Corner Market LLC all covered individuals and family members are eligible to receive routine wellness services like these, at no cost; all copays, coinsurance, and deductibles are waived.
Which Preventive Care Services Are Covered?
The US Preventive Services Task Force maintains a regular list of recommended services that all Affordable Care Act (i.e. Health Care Reform) compliant insurance plans should cover at 100% for in-network providers. Below is a list of common services that are included in the plans offered this year:
- Routine Physical Exam
- Well Baby and Child Care
- Well Woman Visits
- Immunizations
- Routine Bone Density Test
- Routine Breast Exam
- Routine Gynecological Exam
- Screening for Gestational Diabetes
- Obesity Screening and Counseling
- Routine Digital Rectal Exam
- Routine Colonoscopy
- Routine Colorectal Cancer Screening
- Routine Prostate Test
- Routine Lab Procedures
- Routine Mammograms
- Routine Pap Smear
- Smoking Cessation
- Health Education/Counseling Services
- Health Counseling for STDs and HIV
- Testing for HPV and HIV
- Screening and Counseling for Domestic Violence
Telemedicine
Access telehealth services to treat minor medical conditions.
Connect with a board-certified doctor via video or phone when where and how it works best for you.
Conditions Treated
- Colds and flu
- Rashes
- Sore throats
- Headaches
- Stomachaches
- Fever
- Allergies
- Acne
- UTIs and more
Your Cost & Time
- Costs the same or less than a visit with your primary care provider
- Appointments typically in an hour or less
- No need to leave home or work
Convenience Care Clinic
Treats minor medical concerns. Staffed by nurse practitioners and physician assistants.
Located in retail stores and pharmacies. Often open nights and weekends.
Conditions Treated
- Colds and flu
- Rashes or skin conditions
- Sore throats, earaches, sinus pain
- Minor cuts or burns
- Pregnancy testing
- Vaccines
Your Cost & Time
- Same or lower than doctor‘s office
- No appointment needed
Doctor’s Office
The best place to go for routine or preventive care,
to keep track of medications, or for a referral to see a specialist.
Conditions Treated
- General health issues
- Preventive care
- Routine checkups
- Immunizations and screenings
Your Cost & Time
- May charge copay/ coinsurance and/or deductible
- Usually need appointment
- Short wait times
Emergency Room
For immediate treatment of critical injuries or illness. Open 24/7.
If a situation appears life-threatening, call 911 or go to the nearest emergency room.
Conditions Treated
- Sudden numbness, weakness
- Uncontrolled bleeding
- Seizure or loss of consciousness
- Shortness of breath
- Chest pain
- Head injury/major trauma
- Blurry or loss of vision
- Severe cuts or burns
- Overdose
Your Cost & Time
- Highest cost
- No appointment needed
- Wait times may be long
